Address
3A, Jalan USJ 10/1j, Taipan Business Centre
Work Hours
Monday to Friday: 8AM - 10PM
Weekend: 8AM - 6PM
Secured Loan
Secured Loan
When it comes to borrowing with confidence, nothing beats the assurance of secured loans from Koperasi Loan KL. Our secured loans offer you the peace of mind you need, knowing that you’re accessing funds with the most appropriate interest rates tailored to your needs. With Koperasi Loan KL, you’re not just getting a loan – you’re gaining access to the highest borrowing amounts available, empowering you to achieve your financial goals with ease and flexibility.
At Koperasi Loan Kl, we understand the importance of financial security. That’s why our secured loans offer competitive interest rates, ensuring affordability and stability throughout your borrowing journey. What’s more, with our secured loans, you have the opportunity to borrow the maximum amounts possible, giving you the financial resources you need to fund your projects and aspirations.
Our commitment to your financial well-being doesn’t stop there. With Pinjaman Community, you’ll enjoy flexible repayment options tailored to your unique financial situation, making it easier to manage your loan and budget effectively. Plus, our secured loans provide added security for both borrowers and lenders, reducing risk and ensuring a smooth borrowing experience.
Why choose Koperasi Loan KL
Application Process
Make an application
Loan applications are done online in 3 easy steps, completed in 1 minute.
Wait for the respond
Once the application is received, loan approvals can be as quick as 30 minutes so stand by your phone!
Collect payment
No hidden fees! Approval within 60 minutes with instant cash disbursement in our office!
Frequently Asked Questions
Secured Loan is a loan that requires the borrower to provide an asset as collateral to secure the loan. This asset could be a house, car, fixed deposit, or other valuable property.
In Malaysia, eligibility criteria for securing a loan can vary between lenders. Typically, individuals who are Malaysian citizens or permanent residents aged 18 years and above may be eligible to apply for a secured loan. Additionally, lenders may require borrowers to have a stable source of income and meet specific creditworthiness criteria.
- Copy of Malaysian ID card.
- Latest 3 months of salary slips.
- Latest 3 months of bank statements.
- Latest EPF Statement
- Utility bills: electricity, water, etc.
Interest rates for secured loans in Malaysia can vary depending on factors such as the type of loan, the lender’s policies, and the borrower’s creditworthiness. Generally, interest rates for secured loans may be lower than those for unsecured loans, as the presence of collateral reduces the lender’s risk. It’s essential to shop around and compare interest rates from different lenders to find the best deal for your specific financial situation. Additionally, borrowers should carefully review the terms and conditions of the loan, including any applicable fees and charges, before proceeding with the application.
You can choose a payment method that is most convenient for you. Duit Now,JomPay,Direct debit or Cash.